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frugalvscheap

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If you have a reasonably strict budget and are good at withstanding the temptation to spend money then you’ve probably been called ‘cheap’ at some stage by family members or well meaning friends, even if it only is a joke. At the end of the day if you’re making sound financial decisions and someone wants to call you cheap because of it so be it, you can laugh your way to early retirement. The main…