If you have a reasonably strict budget and are good at withstanding the temptation to spend money then you’ve probably been called ‘cheap’ at some stage by family members or well meaning friends, even if it only is a joke. At the end of the day if you’re making sound financial decisions and someone wants to call you cheap because of it so be it, you can laugh your way to early retirement. The main…

You may have came across both terms and not really understood the difference, which is understandable as the investing world seems to have endless amounts of jargon but it’s important to know what the difference is if you’re investing in the stock market, especially if something were to go wrong (touch wood). Despite your trade being executed in seconds, some complex processes occur in the background, in some instances your brokerage firm may act as…

Dividend investing is considered the ultimate passive investment, you’re sunning yourself on a beach and suddenly it’s that time of the year again. Your dividend income for the quarter has hit your account and you order a few more martinis whilst realising you didn’t lift a finger to make all that money. In all seriousness though, it’s a great feeling when you make money from dividends but how much money invested do we need to…

Jack Bogle, an investor and philanthropist largely known as godfather of the index fund amassed a following known as the Bogleheads. The Bogleheads follow Jacks teachings regarding passive investing for the long term and his following has only grown since his passing in 2019. Mr Bogles fans aren’t just from a forum on the internet either, Warren Buffett addressed Jack directly at a shareholders meeting for Berkshire Hathaway back in 2016 stating that Jack Bogle…